Let Parker Appraisal Service handle your appraisalTo a lot of people, an appraisal just looks like another cost in the long list of items for a home sale or refinance. Even though there are an increasing number of automated home valuation systems that might appear to be less expensive than an appraisal, practically all lenders still want a local expert because the stakes are very high. You might think that getting a mortgage is the only reason to get an appraisal, but there are additional cases when the services of a certified, independent real estate professional could come in handy.
Let Parker Appraisal Service help you appeal your tax assessment in Pierce CountyIt's likely you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are based upon a past assessment of your house, so if values are less than what they used to be in your neighborhood, you can appeal your assessment and save money. An appraisal from Parker Appraisal Service is your best evidence when building your case. We're capable of assisting you in challenging your tax assessment.Let Parker Appraisal Service help you get rid of PMI to lower your mortgage paymentWhen the amount being loaned to the buyer is more than 80% of the actual value of the home, most lenders ask home owners to buy an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often folded into the monthly mortgage payment and is promptly forgotten. This is unfortunate because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to remove the PMI payments on most mortgages when the balance is paid down to 78% of the original value.If you'd like to get rid of PMI, Parker Appraisal Service can provide you with a statement regarding the value of your home. The cost of the appraisal can generally be offset in a short amount of time because you'll no longer be paying the PMI. Divorce settlement with less stressA divorce is a very traumatic event for the parties involved, and it is often more complicated by the challenging decision of who maintains the property. So both parties are completely aware of the true market value of their home, it's a good idea to get an appraisal from Parker Appraisal Service, regardless of the situation.If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Fair and accurate estate liquidation with Parker Appraisal ServiceSettling an estateThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal. Let Parker Appraisal Service assist you in relocating to or from Pierce CountyEmployee relocation can be a real pain. We know where you're coming from. We take great care in organizing a convenient appointment time for the appraisal inspection. During our intensive process, we encourage employees that are moving to provide input on the positive attributes of their property, along with information about any new sales or listings in their area that they want considered.Sell your home quickly at the right price with an appraisal from Parker Appraisal ServiceA professional appraisal can help you make a better educated decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to complete the appraisal report and and aren't related to the sales price.On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market. |
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